A motorcycle accident is a serious matter. You may have been seriously injured, and even if you have not been injured very badly, you probably got a real scare out of the accident. You may wonder what you should do next.
What follows is a general guide to what you should do immediately after a motorcycle accident. Your insurance policy may set out additional or alternative instructions. You need to follow those instructions or your claim for coverage may be denied. It is a good idea to review your policy before getting in an accident, so you know what the process will be. In addition, an attorney experienced in handling motorcycle related claims will be able to advise you.
Say Nothing
Or, try to say as little as possible about the accident. Limit yourself to asking if anyone was hurt.
You should especially not:
- Apologize
- Admit it was your fault
- Say, "I didn't see you," or anything of the kind
Comments like that could be taken as your admission of fault. Even if you feel you are to blame for the accident, it is too early to make a final decision on who is to blame.
Report the Accident
Call 911 to report the accident, even if you are afraid you will be blamed. Many state laws require that you report an accident right away. Leaving the scene of an accident without waiting for the police to come is a crime in many states. Reporting the accident is also important if someone has been injured, and needs immediate medical attention.
See a Doctor
It is best to seek attention quickly, even if you aren't sure that you need it. You may be dazed or confused from the accident, and not notice your own injuries. Follow up with your own doctor later.
Notify your Insurance Company
Notify either your insurance agent or your insurance company's claims office of the accident, and of the possibility of a claim. Instructions on how to report a claim-including the person or office to whom it must be reported-will be found in your insurance policy. You should also review your policy, to find out how much and what kind of coverage you have.
Contact an Attorney
You should seek legal advice to find out what your rights and potential liabilities are. An attorney who is knowledgeable and experienced in motorcycle accident law can give you legal advice on how to handle your accident case from this point on. Mr. Castelli has represented people who have suffered significant injuries in motorcycle accidents. It will cost you nothing to speak with him regarding your potential claim. Mr. Castelli works in Cincinnati, OH and works on a contingency basis. This means that a legal fee is paid if he successfully obtains a recovery for you, although there may be expenses. Call (513) 621-2345 today to schedule your free motorcycle accident consultation.
