accident injury insurance settlement

 So you have been injured in a car accident. What should you do. The lawyers are telling you to hire them. The insurance company is telling you not to hire a lawyer it's not necessary. Who do you believe? For the fourth quarter 2009  Allstate made $518,000,000.00. I don't think they are hurting. You can also go to their site www.allstate.com and dig out documents that reveal they had a consistent plan to keep car accident injury claimants from attorneys.

 Many people do not know that there are two types of smoke detectors. Get the wrong kind and you could be dead from smoke inhalation before it goes off. The two kinds of smoke detectors are photoelectric and ionic. The ionic one detects small particles found in flame or small cooking smoke.

 The photoelectic detects large particles found in smoke. Especially smouldering fires that are especially deadly causing smoke inhalation. The ionic smoke detector is not likely to go off, if at all,  until  you died in you sleep .

 In all cases you may not need a lawyer. But if you are seriously insured here are 5 top reasons to hire a car accident personal injury lawyer. If you look hard enough you can find these reasons in insurance company manuals that teach adjustors to keep injury victims away from attorneys.

 1. A personal injury lawyer should have a lot of knowledge of what similar cases have settled for and can provide usable statistics to the client to help determine a fair settlement range.

There are some web sites that tout books variously titled How To Settle Your Own Personal Injury Claim Yourself. You can pay up to $100 dollars for some of these books.

I wanted to see if they were selling snake oil to the consuming public. Yes is the answer. The book I reviewed is by a lawyer. It does give some educational material about the claims process. So its not ALL snake oil.

But their guarantee says it all. (Snake Oil) The say you will save as much or more as the price you pay for the book.

If you have a serious back injury caused in a car accident by the fault of another you may wonder what your case is worth. There is no hard and fast answer to that. Let me illustrate by just a few cases I looked up. 1 Herniated disc in back with no surgery and $7000 in medical bills settled for $40,000.00 2 Herniated disc in back with surgery and permanent pain medical bills were $36,000.00 and lost wages $150,000.00 settlement $338,000 3. Herniated disc $10,000.00 in medical bills surgery settlement $63,000.00 4 herniated disc jury verdict $116,000.00 5.

Recently the city of Cincinnati enacted an ordinance prohibiting in car texting. Here is an article describing the 8-1 vote by cincinnati city council. http://www.wlwt.com/news/24929549/detail.html The Ohio legislature passed a no texting bill in March and the senate of Ohio needs to acton it. Personally these bills need to go farther and ban the use of cell phones while a vehicle is in operation. The logic is the same for both bills. To prevent car accidents from distracted drivers.

Your may me interested in the latest Cincinnati Injury Times newletter available to my clients as well as friends here or on facebook or twitter. In fact it does not deal directly with personal injury law. But on occasion there may be an article related to it.

This first edition includes information on:

              How to help your credit score. 

             What is going on with twitter and jurors. 

              A  Indian prayer from a friend's memorial.

             My favorite internet finds.

 Awhile back you may have seen a video that I did about what motivates me to fight hard for my clients.  (Confession of a Cincinnati personal injury lawyer. ) The bottom line was that I have a fear of failure. I know I'm not the smartest person out there, so my goal is to outwork and out prepare my opposition so my client's have the best chance of winning their case.

   Everyone has seen local and national attorneys advertise on television. In fact there are often 2- 3 different lawyers that advertise on the same show. How would you go about choosing which of these attorneys is right for your car accident case, your workers compensation case or your social security disability case. I'm sure I've left an area of the law out because just about every area gets covered.  It's really very difficult to detemine in a thirty second commercial if the attorney is any good at all at accident injury law. Usually they shout to get your attention and tell you what?

Personal injury victims do not give big insurance all of  your  medical records. When you bring a claim for bodily injury the insurance company will want you to sign a release to get your medical records. All of your medical records whether related to your claim or not. They are fishing for evidence against you and will not stop at records they are allowed to get. Your medical records are privileged and are protected by statute in Ohio.  The only records the insurance company are entitled to are those related historically or causally to the instant injuries.